Building Real Financial Confidence Through Practical Learning
Most people know they should be better with money. But knowing and doing are two different things entirely.
Our program started back in 2019 when we noticed something frustrating. Clients would come to us after reading dozens of personal finance books, still confused about how to apply any of it to their actual lives. They'd ask great questions but couldn't connect the theory to their bank statements, mortgages, or super funds.
So we built something different. This isn't about memorizing financial jargon or passing tests. It's about understanding how money actually works in Australia, what your options are, and how to make decisions that fit your situation. We run workshops every few months where people bring their real questions and we work through them together.
Get Program DetailsCommon Struggles We Address
These are the issues people bring up most often when they first reach out. And honestly, they're all completely fixable with the right approach.
Information Overload
"I've watched YouTube videos, read articles, listened to podcasts. Now I'm more confused than when I started."
Our ApproachWe strip away the noise and focus on fundamentals. Each session covers one specific topic with Australian context. No complex charts or theory that doesn't apply here. Just practical steps you can take this week.
- Focus on one concept at a time with clear examples
- Break down Australian tax, super, and investment rules
- Provide templates and checklists you can actually use
- Answer specific questions about your situation
Embarrassment About Basics
"I feel like I should already know this stuff. I'm too embarrassed to ask these questions."
Our ApproachNearly everyone feels this way at first. Our workshops create a judgment-free space where "basic" questions are encouraged. Half the room usually has the same question but was afraid to ask.
- Small group settings where everyone's learning together
- No question is treated as obvious or silly
- We explain terms without assuming prior knowledge
- Share stories of common mistakes we've all made
Generic Advice That Doesn't Fit
"Everything I read is either too American or assumes I earn way more than I do."
Our ApproachWe tailor everything to Australian financial systems and realistic income levels. Whether you're dealing with HECS debt, first home buyer schemes, or trying to understand franking credits, we cover what actually matters here.
- All examples use Australian regulations and systems
- Case studies reflect realistic Sydney and NSW situations
- Address specific life stages and income brackets
- Consider regional cost differences and opportunities
Procrastination and Avoidance
"I know I need to sort this out, but it feels overwhelming so I just... don't."
Our ApproachWe get it. Financial planning can feel like homework you never want to start. That's why we break everything into small, manageable actions. You leave each session with one specific thing to do, not a giant to-do list.
- Clear next steps after every workshop
- Start with the easiest wins to build momentum
- Accountability through follow-up sessions
- Celebrate small progress rather than perfection
What Makes This Program Different
We've designed each component based on what actually helps people change their financial habits and understanding.
Structured But Flexible
The core curriculum covers essential topics in a logical sequence. But we adjust pace and focus based on what the group needs most.
- Monthly workshops from September 2025 through March 2026
- Each session runs 2.5 hours with breaks
- Mix of teaching, discussion, and practical exercises
- Access to recordings if you miss a session
- Written summaries and action guides
Real Conversations
This isn't a lecture hall. We keep groups small so everyone can participate, ask questions, and learn from each other's situations.
- Maximum 15 participants per cohort
- Bring your actual financial questions
- Learn from others facing similar challenges
- Private discussion group for ongoing support
- Monthly Q&A sessions beyond main workshops
Practical Tools
You'll get templates, calculators, and guides you can use immediately. Everything is designed for Australian financial systems and updated regularly.
- Budget templates that actually work
- Super comparison spreadsheets
- Debt payoff calculators
- Investment planning frameworks
- Tax planning checklists
Who You'll Learn From
Callum Fremantle
Personal Finance & Tax Strategy
Henrik Thorvaldsen
Investment Basics & Superannuation
Petra Kallström
Goal Setting & Behavior ChangeHow We Actually Teach This Stuff
Start With Why It Matters
We don't dive into compound interest formulas right away. Instead, we show you what happens if you ignore super for ten years versus engaging with it now. The numbers make sense when you see the real impact on your future.
In our March 2025 super workshop, we walked through three real member statements from people in the room. Everyone could see how different strategies led to wildly different outcomes, even with similar incomes.
Break Down The Jargon
Financial services love their acronyms and technical terms. We translate everything into plain English and explain why these concepts exist in the first place. Once you understand the "why," the "what" makes more sense.
"What's the difference between growth and balanced funds?" We explain this using everyday analogies about risk tolerance and time horizons, not just percentages and asset classes.
Address The Emotional Side
Money is weirdly personal and emotional. We talk about the psychology of spending, the stress of debt, and why budgeting feels restrictive. Understanding your own patterns is half the battle.
Petra leads sessions on this specifically because she's brilliant at helping people identify their financial triggers without making anyone feel judged. It's probably the most valuable part of the program for most participants.
